Your business runs on people.
Think about the one or two people your business really leans on. If one of them was off sick for three months, what would change? A useful protection conversation starts there, with your people, your cash flow and the parts of the business that can't run without them.
Four things worth talking through.
We'll tell you plainly which of these we can help with ourselves and which need another authorised provider.
Your team's benefits
What your staff get today, where the gaps are and what the budget can realistically cover.
When one person is key
The roles, client relationships or skills that depend heavily on one or two people.
Everyday risks
Property, travel, motor or other general cover. Where that's outside our scope, we'll point you to an authorised channel.
Renewal time
What's covered, what's changed since last year and what needs a closer look before you renew.
What we'll ask you first.
Just the basics: your company name, who we should speak to, what the business does, where you are and roughly how many people you employ. A rough range like 10 to 50 is fine.
Please don't send staff medical histories, payroll files or IC copies at this stage. We won't need them for a first conversation.
What business owners ask.
Do you have a standard package?
No. A small design studio and a large factory need very different things. We look at your team, what you already have, your budget and the cover that's actually available to you.
We have staff in more than one location. Can you help?
Tell us roughly where they are, and we'll work out the right route with you.
How soon can I get a quote?
Once we've talked about your team, we'll explain what the provider needs for a proper quote and help you get it ready.
Cover depends on the policy terms and FWD's acceptance.
What would you like to look after?
Start with your people.
Tell us a little about your business. We'll come back with the questions worth asking and a sensible next step, or WhatsApp us on +60 11-1111 1692.